Schedule of Service Charges w.e.f. 01.01.2025
Present Rate of GST @18% Applicable
| No. | Particular | Charges-Rs. |
| 1 | Exchange on DD Outstation Centres of IndusInd Bank and HDFC Bank | |
| Up To Rs.10,000/- | 20.00 | |
| Above Rs.10,000/- | 65.00 | |
| DD Cancellation Charge | 75.00 | |
| Admision/Exam/Interview Fees For Students | NIL | |
| 2 | Exchange on DD on State Bank |
65.00 |
| Rs.3.50 Per Thousand | ||
| 3 | Issue of Pay Orders | |
| Up To Rs.10,000 | 25.00 | |
| Rs.10,001/- To Rs.50,000/- | 70.00 | |
| Above Rs.50,000/- | 80.00 | |
| Cancellation/Revalidation Charge | 75.00 | |
| Admision/Exam/Interview Fees For Students | NIL | |
| 4 | Commission on IBC | |
| Up To Rs.10,000/- | 100.00 | |
| Above Rs.10,001/- (Rs.0.25 ps% Minimum Rs.50/- + Postages Rs.50/- Per Bill) | ||
| Return Charge (Per Bill) | 100.00 | |
| 5 | Issue of CTS Cheque Books | |
| Per Leaf (For Savings 30 Leaves free during a year) | 3.00 | |
| 6 | Folio Charge (On C/A, C/C, O/D A/cs) Flat Charge (Half Yearly) |
350.00 |
| 7 | Minimum Balance Charges | |
| For Savings Accounts (Without Cheque Book) - Minimum Balance Rs.500.00 | ||
| For Cheque Savings Accounts - Minimum Balance Rs.1000.00 | ||
| For Current Accounts - Minimum Balance Rs.3000.00 | ||
| Failure to Maintain Minimum Balance (Monthly) - For Current Accounts only | 100.00 | |
| 8 | Cheque Return Charges | |
| Inward Return | 100.00 | |
| For want of Insufficient Funds/Stop Payment | ||
| Outward Return | ||
| Up To Rs.1,00,000/- | 250.00 | |
| Above Rs.1,00,000/- ( Rs.0.10 ps% Minimum Rs.250/-per instrument ) | ||
| 9 | For Returns Under ECS | 250.00 |
| 10 | Stop Payment Charge(Per Instrument) | 100.00 |
| Stop Payment Charge for entire chequebook lost | 500.00 | |
| 11 | Cash Deposit Charges (Monthly) | |
| - For Savings Account | ||
| Up To Rs.5,00,000/- | NIL | |
| Above Rs.5,00,000/- (Per Lac) | 50.00 | |
| - For Current Account | ||
| Up To Rs.10,00,000/- | NIL | |
| Above Rs.10,00,000/- (Per Lac) | 50.00 | |
| - For Overdraft/Cash Credit Account | ||
| Up To Rs.10,00,000/- | NIL | |
| Above Rs.10,00,000/- (Per Lac) | 50.00 | |
| 12 | Inspection Charges (Borrowal A/c's) | |
| Up to Rs.2.00 Lacs | 250.00 | |
| From Rs.2.00 Lacs To Rs.10.00 Lacs | 425.00 | |
| From Rs.10.00 Lacs To Rs.50.00 Lacs | 500.00 | |
| From Rs.50.00 Lacs To Rs.100 Lacs | 750.00 | |
| Above Rs.100 Lacs | 1000.00 | |
| 13 | Loan Appliction, Scrutiny/Processing/Stationery Charges | |
| Up to Rs.2.00 Lacs | 500.00+18% GST | |
| Rs.2.00 Lacs To Rs.5.00 Lacs | 750.00+18% GST | |
| Rs.5.00 Lacs To Rs.10.00 Lacs | 0.18% +18% GST | |
| Rs.10.00 Lacs To Rs.25.00 Lacs | 0.27% +18% GST | |
| Rs.25.00 Lacs To Rs.50.00 Lacs | 0.37% +18% GST | |
| Rs.50 Lacs To Rs.2.00 Cr | 0.45% +18% GST | |
| Rs.2.00 Cr To Rs.3.00 Cr | 0.40% +18% GST | |
| Rs.3.00 Cr To Rs.5.00 Cr |
0.40% +18% GST Max Rs.2.00 Lacs |
|
| Rs.5.00 Cr To Rs.10.00 Cr |
0.40% +18% GST Max Rs.2.50 Lacs |
|
|
Project Loan: Commercial Real estate Loan/Overdraft Rs.3.00 Cr to Rs.5.00 Cr |
Rs.2,00,000.00+18%GST |
|
| Loan against Fixed Deposit/Overdraft | Rs.100.00 + 18%GST | |
| Education Loan | Rs.2500 + 18%GST | |
| Exception in Advances Against Fixed Deposits/NSC/KVP and Staff Loans | ||
| 14 | For Solvency Certificate : | |
| Up To Rs.5.00 Lacs | 250.00 | |
| Above Rs.5.00 Lacs To Rs.10.00 Lacs | 500.00 | |
| Above Rs.10.00 Lacs To Rs.25.00 Lacs | 1500.00 | |
| Above Rs.25.00 Lacs To Rs.50.00 Lacs | 2500.00 | |
| Above Rs.50.00 Lacs | 5000.00 | |
| 15 | Bank Guarantee Commission | |
| Max. 2% Every Year + Rs.100.00 | ||
| * In case of 100% Cash Margin | ||
| Max. 1% Every Year + Rs.100.00 | ||
| * Guarantee issued for Educational purpose Commission shall not be Charged. | ||
| * In case of Cancellation of Guarantee within One month from the date of issue 50% Commission shall be refunded. | ||
| Commission on Bank Guarantee and Solvency Certificate are as per the existing guidelines plus 18.00% GST | ||
| 16 | ATM Charges | |
| (A) ATM Card Charges | ||
| Card Issue Charge (From Second Year Annualy) | 150.00 | |
| Duplicate Card Issue Charge | 200.00 | |
| ATM PIN Reissue Charge (Per Occasion) | 50.00 | |
| (B) ATM Transaction Charges | ||
| First 5 Transactions to All ATM (Including Financial and Non-Financial)) | NIL | |
| After 5 Transactions, For Every Financial Transaction | 20.00 | |
| For Every Non-Financial Transaction | 10.00 | |
| 17 | Other Bank Charges | |
| Signature Verification Charge (Only for Loan Purpose) | 50.00 | |
| Duplicate Statement Charge (Per Sheet) | 10.00 | |
| Duplicate Passbook Charge (Per Passbook) | 100.00 | |
| Loan Notice Charge - First Notice (Except FDR,NSC,1(/P,LIC) (Per Form) | 250.00 | |
| S.D.V. Locker Notice Charge (From Second Reminder) | 100.00 | |
| Token Lost Charge | 200.00 | |
| Subsidy Claim Letter Charge (Confirmation Charge) - Per Claim | 100.00 | |
| Issue of Duplicate FD - Per Request | 250.00 | |
| Quotation Change Request | 250.00 | |
| Collateral Property Change Charge | 250.00 | |
| Any Special Request - Per Letter | 250.00 | |
| Credit Report Charge - Per Report | 250.00 | |
| NACH Mandate Verification Charge | 200.00 | |
| Non Compliance of any Terms and Condition of Sanction Letter Pending More then 3 Months | 2% Interest Penalty | |
| Standing Instruction Failure Charge | 100.00 | |
| 18 | SMS Charges (Quarterly) | |
| Up To 50 Transactions | 10.00 | |
| From 51 To 100 Transactions | 15.00 | |
| From 101 To 200 Transactions | 20.00 | |
| From 201 To 300 Transactions | 25.00 | |
| From 301 To 500 Transactions | 30.00 | |
| From 501 To 1000 Transactions | 40.00 | |
| Above 1000 Transactions | 50.00 | |
| 19 | Account Close Charges | |
| For Savings account close within 1 year | 100.00 | |
| For Savings account close after 1 year | 50.00 | |
| For Current account close within 1 year | 200.00 | |
| For Current account close after1 year | 100.00 | |
| For Basic Savings Account close | NIL |