Rate of Interest
Interest Rates of Deposits w.e.f. 01-02-2025
| Period & Scheme | Interest Rate for General | Senior Citizen |
| Savings Accounts | 3.50% | 3.50% |
| Above 7 Days to 45 Days | 4.00% | 4.00% |
| Above 46 Days to 90 Days | 4.00% | 4.00% |
| Above 91 Days to 180 Days | 5.25% | 5.25% |
| Above 181 Days to 270 Days | 5.75% | 5.75% |
| Above 271 Days to 365 Days | 6.25% | 6.25% |
| Above 1 Year to 3 Years | 7.50% | 8.00% |
| Above 3 Years | 7.00% | 7.50% |
| "Navnidhi" Deposit (After 46 Days Auto Renew)* | 4.00% | 4.00% |
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Special Recurring Deposit For Senior Citizens |
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| National Diamond Deposit Scheme (Minimum Rs.1000/- and in multiple of Rs.1000/-) | 1.5 Times After 72 Months |
** 0.25% additional interest on Single Term Deposit of Rs.15 lac and above but below Rs.50 lac for the period above 1 year (Not applicable for Senior Citizens)
** 0.50% additional interest on Single Term Deposit of Rs.50 lac and above for the period above 1 year (Not applicable for Senior Citizens)
Note:
- Additional interest shall be available for one category only.
- *Not applicable additional Interest benefit on National Dimonad and National Vridhi scheme
Fixed Deposits
Non-Cumulative Interest payable Half Yearly /Quarterly /Monthly rests at the option of the depositor/s.
Interest payments are available.
- By Cash (subject to condition)
- By Transfer to the deposit A/c with us.
- By ECS Credit.
- By Pay Order